:root {
  --navy: #071526;
  --navy-2: #0c2039;
  --navy-3: #123052;
  --blue: #1677e8;
  --blue-dark: #0b5fc4;
  --blue-soft: #eaf4ff;
  --gold: #f5aa1b;
  --gold-light: #ffd16b;
  --ink: #101b2c;
  --muted: #5f6d80;
  --line: #dce4ed;
  --paper: #ffffff;
  --mist: #f4f7fa;
  --radius: 18px;
  --shadow: 0 18px 55px rgba(7, 21, 38, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 238px; }
body {
  margin: 0;
  padding-top: 238px;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: inherit; }
.container { width: min(1200px, calc(100% - 48px)); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 2000; padding: 10px 16px; background: #fff; border-radius: 8px; }
.skip-link:focus { top: 16px; }

.navbar {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1000;
  height: 238px;
  padding: 8px 0;
  background: rgba(7, 21, 38, .98);
  border-bottom: 2px solid #4b6c8a;
  box-shadow: 0 14px 32px rgba(2, 12, 24, .22);
}
.nav-inner { height: 220px; display: flex; align-items: center; justify-content: space-between; }
.logo { width: 220px; height: 220px; display: flex; align-items: center; flex: 0 0 220px; }
.logo img { width: 220px; height: 220px; display: block; object-fit: contain; }
.nav-links { margin: 0; padding: 0; list-style: none; display: flex; align-items: center; justify-content: flex-end; gap: 25px; }
.nav-links a { color: rgba(255,255,255,.78); font-size: 14px; font-weight: 650; text-decoration: none; white-space: nowrap; transition: color .2s ease, background .2s ease, transform .2s ease; }
.nav-links a:hover, .nav-links a.active { color: #fff; }
.nav-links .nav-cta { display: inline-flex; gap: 8px; align-items: center; padding: 13px 18px; color: #061424; background: var(--gold); border-radius: 999px; box-shadow: 0 8px 24px rgba(245,170,27,.2); }
.nav-links .nav-cta:hover { color: #061424; background: #ffc655; transform: translateY(-1px); }
.mobile-toggle { display: none; width: 48px; height: 48px; border: 1px solid rgba(255,255,255,.2); border-radius: 12px; background: rgba(255,255,255,.05); padding: 11px; }
.mobile-toggle span { display: block; height: 2px; margin: 5px 0; background: #fff; border-radius: 2px; }

.hero { position: relative; overflow: hidden; min-height: 720px; padding: 92px 0 78px; color: #fff; background: radial-gradient(circle at 78% 20%, rgba(22,119,232,.24), transparent 31%), linear-gradient(118deg, #071526 0%, #0a1d33 62%, #0b2747 100%); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .11; background-image: linear-gradient(rgba(255,255,255,.2) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.2) 1px, transparent 1px); background-size: 56px 56px; mask-image: linear-gradient(90deg,#000,transparent 80%); }
.hero::after { content: ""; position: absolute; width: 480px; height: 480px; border: 1px solid rgba(255,255,255,.09); border-radius: 50%; right: -220px; top: -180px; box-shadow: 0 0 0 80px rgba(255,255,255,.025), 0 0 0 160px rgba(255,255,255,.018); }
.road-grid { position: absolute; left: 0; right: 0; bottom: -95px; height: 170px; opacity: .35; transform: perspective(260px) rotateX(52deg); background: repeating-linear-gradient(90deg, transparent 0 13%, rgba(255,255,255,.1) 13.2% 13.5%, transparent 13.7% 25%); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.18fr) minmax(360px, .82fr); gap: 72px; align-items: center; }
.preview-pill { width: fit-content; display: flex; gap: 9px; align-items: center; margin-bottom: 28px; padding: 8px 13px; color: #d8e8fa; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: 999px; font-size: 12px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; }
.preview-pill span { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 5px rgba(245,170,27,.12); }
.eyebrow { margin: 0 0 13px; color: var(--gold-light); font: 700 14px/1.2 Inter, sans-serif; letter-spacing: .13em; text-transform: uppercase; }
.eyebrow.dark { color: var(--blue-dark); }
.hero h1, .section-heading h2, .compare-copy h2, .final-cta h2 { margin: 0; font-family: "Barlow Condensed", Inter, sans-serif; font-weight: 800; line-height: .98; letter-spacing: -.025em; text-transform: uppercase; }
.hero h1 { max-width: 720px; font-size: clamp(58px, 5.2vw, 78px); }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-lede { max-width: 705px; margin: 25px 0 0; color: #cad7e6; font-size: 18px; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 32px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 50px; padding: 13px 22px; border: 2px solid transparent; border-radius: 10px; font-size: 15px; font-weight: 800; line-height: 1.2; text-decoration: none; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-lg { min-height: 58px; padding: 16px 25px; font-size: 16px; }
.btn-primary { color: #071526; background: var(--gold); box-shadow: 0 12px 32px rgba(245,170,27,.22); }
.btn-primary:hover { background: #ffc451; box-shadow: 0 16px 36px rgba(245,170,27,.27); }
.btn-ghost { color: #fff; border-color: rgba(255,255,255,.28); background: rgba(255,255,255,.035); }
.btn-ghost:hover { background: rgba(255,255,255,.1); }
.btn-outline { color: var(--navy); border-color: #aab7c6; background: #fff; }
.btn-outline:hover { border-color: var(--navy); box-shadow: 0 10px 28px rgba(7,21,38,.09); }
.btn-block { width: 100%; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 16px 24px; margin-top: 28px; color: #b9c9da; font-size: 13px; }
.hero-trust span { display: inline-flex; gap: 7px; align-items: center; }
.hero-trust svg { width: 17px; height: 17px; fill: none; stroke: var(--gold); stroke-width: 2.2; }

.fit-card { position: relative; padding: 30px; color: var(--ink); background: #fff; border: 1px solid rgba(255,255,255,.6); border-radius: 22px; box-shadow: 0 25px 75px rgba(0,0,0,.28); }
.fit-card::before { content: ""; position: absolute; inset: -1px -1px auto; height: 5px; background: linear-gradient(90deg,var(--gold),var(--blue)); border-radius: 22px 22px 0 0; }
.fit-card-top { display: flex; justify-content: space-between; align-items: center; }
.mini-label { color: var(--blue-dark); font-size: 12px; font-weight: 800; letter-spacing: .13em; }
.time-note { color: var(--muted); font-size: 12px; }
.fit-card h2 { margin: 16px 0 8px; color: var(--navy); font-size: 27px; line-height: 1.2; }
.fit-card > p { margin: 0; color: var(--muted); font-size: 14px; }
.signal-list { margin: 24px 0; padding: 0; list-style: none; }
.signal-list li { display: grid; grid-template-columns: 42px 1fr; gap: 13px; padding: 15px 0; border-top: 1px solid var(--line); }
.signal-list li:last-child { border-bottom: 1px solid var(--line); }
.signal-list li > span { display: grid; place-items: center; width: 38px; height: 38px; color: var(--blue-dark); background: var(--blue-soft); border-radius: 10px; font-size: 12px; font-weight: 800; }
.signal-list strong, .signal-list small { display: block; }
.signal-list strong { color: var(--navy); font-size: 14px; }
.signal-list small { margin-top: 2px; color: var(--muted); font-size: 12px; line-height: 1.45; }
.fit-link, .text-link { display: inline-flex; gap: 9px; align-items: center; color: var(--blue-dark); font-weight: 800; text-decoration: none; }
.fit-link:hover, .text-link:hover { text-decoration: underline; }
.fit-card .microcopy { margin-top: 18px; font-size: 10px; line-height: 1.5; }

.proof-strip { background: var(--gold); border-bottom: 1px solid #d89008; }
.proof-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.proof-grid > div { min-height: 104px; padding: 24px 27px; border-right: 1px solid rgba(7,21,38,.18); }
.proof-grid > div:first-child { border-left: 1px solid rgba(7,21,38,.18); }
.proof-grid strong, .proof-grid span { display: block; }
.proof-grid strong { color: #071526; font: 800 23px/1 "Barlow Condensed", sans-serif; text-transform: uppercase; }
.proof-grid span { margin-top: 6px; color: rgba(7,21,38,.73); font-size: 12px; font-weight: 600; line-height: 1.4; }

.section { padding: 104px 0; }
.section-heading { margin-bottom: 48px; }
.section-heading h2, .compare-copy h2, .final-cta h2 { color: var(--navy); font-size: clamp(42px, 4.4vw, 60px); }
.section-heading > p:last-child, .compare-copy > p { color: var(--muted); }
.section-heading.centered { max-width: 760px; margin-inline: auto; text-align: center; }
.section-heading.centered > p:last-child { max-width: 620px; margin: 18px auto 0; }
.split-heading { display: grid; grid-template-columns: 1.25fr .75fr; gap: 72px; align-items: end; }
.split-heading > p { margin: 0 0 2px; font-size: 17px; }

.audience { background: var(--mist); }
.audience-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.audience-card { position: relative; overflow: hidden; padding: 38px 40px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 9px 35px rgba(7,21,38,.06); }
.audience-card::after { content: ""; position: absolute; right: -65px; bottom: -75px; width: 185px; height: 185px; border: 26px solid rgba(22,119,232,.045); border-radius: 50%; }
.audience-card.caution::after { border-color: rgba(245,170,27,.08); }
.card-icon { display: grid; place-items: center; width: 44px; height: 44px; color: #946005; background: #fff4d8; border-radius: 12px; font-weight: 900; }
.card-icon.check { color: var(--blue-dark); background: var(--blue-soft); }
.audience-card h3 { margin: 20px 0 16px; color: var(--navy); font-size: 24px; }
.audience-card ul { margin: 0; padding: 0; list-style: none; }
.audience-card li { position: relative; padding: 11px 0 11px 28px; color: #3d4b5e; border-top: 1px solid #edf1f5; }
.audience-card li::before { content: ""; position: absolute; left: 4px; top: 19px; width: 7px; height: 7px; border-radius: 50%; background: var(--blue); }
.audience-card.caution li::before { background: var(--gold); }

.process { color: #fff; background: var(--navy); }
.process .section-heading h2 { color: #fff; }
.process .section-heading > p:last-child { color: #b7c6d8; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; }
.step { position: relative; padding: 0 22px 20px 0; }
.step-number { width: 66px; height: 66px; display: grid; place-items: center; color: var(--gold); background: rgba(255,255,255,.055); border: 1px solid rgba(255,255,255,.14); border-radius: 50%; font: 800 24px/1 "Barlow Condensed", sans-serif; }
.step-line { position: absolute; left: 79px; right: -25px; top: 32px; height: 1px; background: linear-gradient(90deg,rgba(245,170,27,.6),rgba(255,255,255,.08)); }
.step h3 { margin: 24px 0 8px; font-size: 21px; }
.step p { margin: 0; color: #aebfd1; font-size: 15px; }
.process-callout { display: grid; grid-template-columns: 50px 1fr auto; gap: 18px; align-items: center; margin-top: 54px; padding: 24px 28px; background: #102946; border: 1px solid rgba(255,255,255,.11); border-radius: 14px; }
.process-callout-icon { width: 44px; height: 44px; display: grid; place-items: center; color: var(--gold); background: rgba(245,170,27,.1); border-radius: 10px; }
.process-callout-icon svg { width: 22px; fill: none; stroke: currentColor; stroke-width: 1.7; transform: rotate(45deg); }
.process-callout strong { display: block; }
.process-callout p { margin: 3px 0 0; color: #b9c7d7; font-size: 13px; }
.process-callout a { color: var(--gold-light); font-size: 14px; font-weight: 800; text-decoration: none; white-space: nowrap; }

.packages { background: #f6f8fb; }
.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: stretch; }
.price-card { position: relative; display: flex; flex-direction: column; padding: 37px 32px 28px; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 12px 36px rgba(7,21,38,.06); }
.price-card.featured { margin-top: -14px; margin-bottom: -14px; padding-top: 46px; border: 2px solid var(--blue); box-shadow: 0 24px 55px rgba(11,95,196,.16); }
.most-popular { position: absolute; left: 50%; top: -16px; transform: translateX(-50%); padding: 7px 18px; color: #071526; background: var(--gold); border-radius: 999px; font-size: 11px; font-weight: 900; letter-spacing: .1em; white-space: nowrap; }
.tier { color: var(--blue-dark); font-size: 12px; font-weight: 900; letter-spacing: .12em; }
.price-head h3 { margin: 9px 0 8px; color: var(--navy); font-size: 25px; }
.price-head p { min-height: 66px; margin: 0; color: var(--muted); font-size: 13px; }
.price { margin: 22px 0; color: var(--navy); font: 800 54px/1 "Barlow Condensed", sans-serif; }
.price sup { position: relative; top: -17px; margin-right: 2px; font-size: 25px; }
.price small { color: var(--muted); font: 600 11px/1 Inter, sans-serif; text-transform: uppercase; letter-spacing: .08em; }
.price-card ul { flex: 1; margin: 0 0 26px; padding: 0; list-style: none; }
.price-card li { position: relative; padding: 10px 0 10px 25px; color: #39485b; border-top: 1px solid #eef2f6; font-size: 13px; }
.price-card li::before { content: "✓"; position: absolute; left: 2px; color: var(--blue); font-weight: 900; }
.delivery { display: block; margin-top: 13px; color: var(--muted); font-size: 10px; text-align: center; text-transform: uppercase; letter-spacing: .06em; }
.pricing-disclaimer { max-width: 820px; margin: 42px auto 0; color: #758294; font-size: 11px; text-align: center; }

.compare { color: #fff; background: linear-gradient(120deg, #0d5cb8 0%, #1279e8 100%); }
.compare-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 85px; align-items: center; }
.compare-copy h2 { color: #fff; font-size: clamp(40px,4vw,56px); }
.compare-copy > p { margin: 22px 0; color: #d9eaff; }
.text-link.light, .compare .text-link { color: #fff; }
.compare-table { overflow: hidden; background: rgba(255,255,255,.98); border-radius: 16px; box-shadow: 0 26px 60px rgba(4,31,69,.22); }
.compare-row { display: grid; grid-template-columns: 1.3fr .7fr; gap: 12px; padding: 19px 24px; color: #415069; border-top: 1px solid #e5ebf2; font-size: 14px; }
.compare-row strong { color: var(--navy); }
.compare-head { color: #fff; background: var(--navy); border: 0; font-size: 11px; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }

.faq { background: #fff; }
.faq-grid { display: grid; grid-template-columns: .72fr 1.28fr; gap: 84px; align-items: start; }
.faq .section-heading { position: sticky; top: 290px; margin-bottom: 0; }
.faq .section-heading > p:last-of-type { margin: 19px 0 28px; }
.accordion details { border-top: 1px solid var(--line); }
.accordion details:last-child { border-bottom: 1px solid var(--line); }
.accordion summary { display: flex; justify-content: space-between; gap: 20px; padding: 24px 4px; color: var(--navy); cursor: pointer; font-size: 17px; font-weight: 800; list-style: none; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { color: var(--blue); font-size: 24px; transition: transform .2s ease; }
.accordion details[open] summary span { transform: rotate(45deg); }
.accordion details p { margin: -5px 35px 24px 4px; color: var(--muted); font-size: 14px; }

.final-cta { position: relative; overflow: hidden; padding: 82px 0; color: #fff; background: var(--navy); }
.final-cta-inner { position: relative; z-index: 1; display: flex; justify-content: space-between; gap: 48px; align-items: center; }
.final-cta h2 { color: #fff; font-size: clamp(42px,4.2vw,58px); }
.final-cta p:last-child { max-width: 680px; margin: 16px 0 0; color: #b8c8d9; }
.final-cta .btn { flex: 0 0 auto; }
.road-lines { position: absolute; inset: auto -8% -105px; height: 160px; opacity: .22; transform: rotate(-3deg); border-top: 2px solid var(--gold); background: repeating-linear-gradient(90deg, transparent 0 10%, rgba(255,255,255,.15) 10.2% 10.45%, transparent 10.7% 20%); }

footer { color: #9fb0c3; background: #040e1a; }
.footer-main { display: grid; grid-template-columns: 1.35fr .75fr .75fr 1fr; gap: 56px; padding-top: 64px; padding-bottom: 52px; }
.footer-brand img { width: 124px; height: 124px; object-fit: contain; }
.footer-brand p { max-width: 290px; margin: 13px 0 0; font-size: 13px; }
.footer-brand > a { margin-top: 15px; color: #73adff; }
footer h2 { margin: 7px 0 17px; color: #fff; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; }
footer a { display: block; margin: 9px 0; color: #9fb0c3; font-size: 13px; text-decoration: none; }
footer a:hover { color: #fff; }
.footer-contact p { margin: 0 0 15px; font-size: 13px; }
.footer-contact .text-link { display: inline-flex; margin-top: 0; }
.state-directory { padding: 30px 0 34px; border-top: 1px solid rgba(255,255,255,.09); }
.state-title { display: flex; justify-content: space-between; gap: 24px; align-items: center; margin-bottom: 20px; }
.state-title h2 { margin: 0; }
.state-title > a { margin: 0; color: var(--gold-light); font-size: 11px; font-weight: 800; }
.state-links { display: grid; grid-template-columns: repeat(10, 1fr); gap: 8px 12px; }
.state-links a { margin: 0; color: #8397ad; font-size: 10px; line-height: 1.35; }
.footer-bottom { display: flex; justify-content: space-between; gap: 24px; padding-top: 22px; padding-bottom: 22px; border-top: 1px solid rgba(255,255,255,.1); font-size: 11px; }
.footer-bottom div { display: flex; gap: 22px; }
.footer-bottom a { display: inline; margin: 0; font-size: 11px; }
.mobile-buybar { display: none; }

/* Standalone page layouts */
.page-hero { position: relative; overflow: hidden; padding: 72px 0 70px; color: #fff; background: radial-gradient(circle at 82% 0, rgba(22,119,232,.28), transparent 31%), linear-gradient(118deg,#071526,#0b2848); }
.page-hero::after { content: ""; position: absolute; right: -150px; top: -250px; width: 520px; height: 520px; border: 70px solid rgba(255,255,255,.035); border-radius: 50%; }
.page-hero .container { position: relative; z-index: 1; }
.breadcrumb { display: flex; gap: 8px; align-items: center; margin-bottom: 25px; color: #91a8c1; font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.breadcrumb a { color: #c9d6e5; text-decoration: none; }
.page-hero h1 { max-width: 830px; margin: 0; font: 800 clamp(52px,5.5vw,76px)/.98 "Barlow Condensed",sans-serif; letter-spacing: -.025em; text-transform: uppercase; }
.page-hero h1 span { color: var(--gold); }
.page-hero .lede { max-width: 730px; margin: 24px 0 0; color: #c2d0df; font-size: 18px; }
.page-hero-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 30px; }
.content-grid { display: grid; grid-template-columns: minmax(0,1.35fr) minmax(300px,.65fr); gap: 68px; align-items: start; }
.prose h2 { margin: 0 0 15px; color: var(--navy); font: 800 45px/.98 "Barlow Condensed",sans-serif; text-transform: uppercase; }
.prose h3 { margin: 35px 0 9px; color: var(--navy); font-size: 21px; }
.prose p { color: var(--muted); }
.prose .lead { margin-top: 0; color: #34445a; font-size: 18px; }
.info-panel { position: sticky; top: 278px; padding: 28px; background: var(--mist); border: 1px solid var(--line); border-radius: 16px; }
.info-panel .eyebrow { font-size: 11px; }
.info-panel h2 { margin: 0 0 8px; color: var(--navy); font-size: 23px; line-height: 1.2; }
.info-panel p { color: var(--muted); font-size: 13px; }
.info-panel ul { padding: 0; list-style: none; }
.info-panel li { padding: 10px 0; color: #3c4b5f; border-top: 1px solid var(--line); font-size: 13px; }
.checklist-grid, .decision-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.info-card { padding: 30px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 10px 30px rgba(7,21,38,.055); }
.info-card .number { display: grid; place-items: center; width: 45px; height: 45px; margin-bottom: 20px; color: var(--blue-dark); background: var(--blue-soft); border-radius: 12px; font-size: 12px; font-weight: 900; }
.info-card h2, .info-card h3 { margin: 0 0 10px; color: var(--navy); font-size: 21px; line-height: 1.25; }
.info-card p { margin: 0; color: var(--muted); font-size: 14px; }
.info-card ul { margin: 16px 0 0; padding: 0; list-style: none; }
.info-card li { position: relative; padding: 8px 0 8px 22px; color: #46556a; border-top: 1px solid #edf1f5; font-size: 13px; }
.info-card li::before { content: "✓"; position: absolute; left: 1px; color: var(--blue); font-weight: 900; }
.page-band { padding: 72px 0; color: #fff; background: var(--navy); }
.page-band-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: center; }
.page-band h2 { margin: 0; font: 800 49px/.98 "Barlow Condensed",sans-serif; text-transform: uppercase; }
.page-band p { color: #b5c5d7; }
.page-cta { padding: 65px 0; background: var(--blue-soft); }
.page-cta .container { display: flex; justify-content: space-between; gap: 40px; align-items: center; }
.page-cta h2 { margin: 0; color: var(--navy); font: 800 42px/1 "Barlow Condensed",sans-serif; text-transform: uppercase; }
.page-cta p { margin: 10px 0 0; color: var(--muted); }
.decision-card { position: relative; padding: 34px; background: #fff; border: 1px solid var(--line); border-radius: 16px; }
.decision-card.recommended { border: 2px solid var(--blue); box-shadow: 0 18px 45px rgba(22,119,232,.13); }
.decision-card h2 { margin: 0 0 10px; color: var(--navy); font-size: 22px; }
.decision-card p { color: var(--muted); font-size: 14px; }
.decision-card .answer { display: inline-block; margin-bottom: 18px; padding: 6px 10px; color: var(--blue-dark); background: var(--blue-soft); border-radius: 999px; font-size: 10px; font-weight: 900; letter-spacing: .07em; text-transform: uppercase; }
.faq-page { max-width: 900px; margin-inline: auto; }
.faq-category { margin-bottom: 50px; }
.faq-category > h2 { margin: 0 0 12px; color: var(--navy); font: 800 34px/1 "Barlow Condensed",sans-serif; text-transform: uppercase; }
.faq-category > p { margin: 0 0 15px; color: var(--muted); }
.callout-note { padding: 22px 24px; color: #34465c; background: #fff8e7; border-left: 4px solid var(--gold); border-radius: 0 10px 10px 0; font-size: 13px; }

/* State guide template */
.state-hero-meta { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.state-hero-meta span { padding: 8px 12px; color: #c5d4e5; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 999px; font-size: 11px; font-weight: 700; }
.state-question { position: relative; z-index: 3; margin: -13px 0; padding: 38px 0; color: #fff; background: linear-gradient(90deg,#0a2744 0%,#123d68 58%,#0e3155 100%); border-top: 4px solid var(--gold); border-bottom: 4px solid #061424; box-shadow: 0 15px 34px rgba(7,21,38,.18); transform: skewY(-1deg); transform-origin: center; }
.state-question::after { content: ""; position: absolute; inset: 9px 0 auto; height: 1px; background: linear-gradient(90deg,rgba(245,170,27,.65),rgba(245,170,27,0)); }
.state-question .container { display: flex; justify-content: space-between; gap: 35px; align-items: center; transform: skewY(1deg); }
.state-question h2 { margin: 0; font-size: 20px; }
.state-question p { margin: 5px 0 0; color: #b9cadc; font-size: 13px; }
.state-question-actions { display: flex; gap: 10px; flex: 0 0 auto; }
.state-question-actions .btn { min-height: 44px; padding: 10px 16px; font-size: 12px; }
.state-body { padding: 94px 0 95px; background: var(--mist); }
.state-layout { display: grid; grid-template-columns: minmax(0,1fr) 315px; gap: 50px; align-items: start; }
.state-article { padding: 42px 48px; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 18px 50px rgba(7,21,38,.07); }
.state-intro { margin: 0 0 42px; color: #34465b; font-size: 17px; }
.state-article section { scroll-margin-top: 260px; padding: 38px 0; border-top: 1px solid var(--line); }
.state-article section:first-of-type { border-top: 0; padding-top: 0; }
.state-article h2 { margin: 0 0 16px; color: var(--navy); font: 800 35px/1.05 "Barlow Condensed",sans-serif; text-transform: uppercase; }
.state-article h3 { margin: 0 0 8px; color: var(--navy); font-size: 18px; }
.state-article p { color: #526176; }
.agency-card { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; margin-top: 22px; background: var(--line); border: 1px solid var(--line); border-radius: 13px; }
.agency-card > div { padding: 18px; background: var(--mist); }
.agency-card small, .agency-card strong { display: block; }
.agency-card small { margin-bottom: 4px; color: #718096; font-size: 10px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.agency-card a { color: var(--blue-dark); font-size: 13px; font-weight: 700; word-break: break-word; }
.reason-grid { counter-reset: reason; display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; margin-top: 24px; padding: 1px; background: #29445f; border: 1px solid #29445f; border-radius: 17px; box-shadow: 0 18px 42px rgba(7,21,38,.15); }
.reason-card { counter-increment: reason; position: relative; min-height: 218px; padding: 34px 31px 30px 84px; background: linear-gradient(135deg,#0b1d31 0%,#102b49 100%); border: 0; border-radius: 0; }
.reason-card:nth-child(2), .reason-card:nth-child(3) { background: linear-gradient(135deg,#0d2440 0%,#13365c 100%); }
.reason-card::before { content: "0" counter(reason); position: absolute; left: 24px; top: 27px; color: var(--gold); font: 800 31px/1 "Barlow Condensed",sans-serif; letter-spacing: -.02em; }
.reason-card::after { content: ""; position: absolute; left: 0; top: 27px; bottom: 27px; width: 4px; background: linear-gradient(var(--gold),var(--blue)); }
.reason-card .reason-icon { position: absolute; right: 22px; top: 22px; width: auto; height: auto; display: block; margin: 0; padding: 0; background: transparent; border-radius: 0; filter: saturate(.85); font-size: 22px; opacity: .75; }
.reason-card h3 { max-width: calc(100% - 30px); margin: 0 0 12px; color: #fff; font-size: 19px; }
.reason-card p { margin: 0; color: #b9c9da; font-size: 13px; line-height: 1.65; }
.requirements { counter-reset: requirement; display: grid; gap: 13px; margin-top: 22px; }
.requirement { counter-increment: requirement; display: grid; grid-template-columns: 45px 1fr; gap: 16px; padding: 20px; background: #f7f9fc; border: 1px solid var(--line); border-radius: 13px; }
.requirement::before { content: counter(requirement); width: 42px; height: 42px; display: grid; place-items: center; color: #fff; background: var(--blue); border-radius: 11px; font-weight: 900; }
.requirement p { margin: 0; font-size: 13px; }
.state-note { margin-top: 22px; padding: 22px 24px; color: #3e4d60; background: #fff7e2; border-left: 4px solid var(--gold); border-radius: 0 12px 12px 0; }
.timeline-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 13px; margin-top: 22px; }
.timeline-card { padding: 22px; background: var(--navy); border-radius: 13px; }
.timeline-card h3 { color: #fff; }
.timeline-card p { margin: 0; color: #b8c8da; font-size: 12px; }
.provider-list { margin: 22px 0 0; padding: 0; list-style: none; border: 1px solid var(--line); border-radius: 13px; }
.provider-list li { display: flex; justify-content: space-between; gap: 20px; padding: 14px 17px; border-top: 1px solid var(--line); color: #46566b; font-size: 13px; }
.provider-list li:first-child { border-top: 0; }
.provider-list a { color: var(--blue-dark); font-weight: 700; }
.state-sidebar { position: sticky; top: 272px; }
.state-toc, .state-side-cta { padding: 24px; background: #fff; border: 1px solid var(--line); border-radius: 15px; box-shadow: 0 12px 34px rgba(7,21,38,.06); }
.state-toc h2, .state-side-cta h2 { margin: 0 0 13px; color: var(--navy); font-size: 17px; }
.state-toc a { display: block; padding: 8px 0; color: #596a80; border-top: 1px solid #edf1f5; font-size: 12px; font-weight: 600; text-decoration: none; }
.state-toc a:hover { color: var(--blue); }
.state-side-cta { margin-top: 16px; color: #fff; background: var(--navy); border-color: var(--navy); }
.state-side-cta h2 { color: #fff; }
.state-side-cta p { color: #b9c9da; font-size: 12px; }
.state-offer { padding: 34px; color: #fff; background: linear-gradient(120deg,var(--blue-dark),var(--blue)); border-radius: 16px; }
.state-offer h2 { color: #fff; }
.state-offer p { color: #d9ebff; }

@media (max-width: 900px) {
  .state-layout { grid-template-columns: 1fr; }
  .state-sidebar { position: static; }
  .state-toc { display: none; }
}

@media (max-width: 620px) {
  .state-question .container { align-items: stretch; flex-direction: column; }
  .state-question-actions { flex-direction: column; }
  .state-article { padding: 28px 22px; }
  .state-article h2 { font-size: 31px; }
  .agency-card, .reason-grid, .timeline-grid { grid-template-columns: 1fr; }
  .reason-card { min-height: auto; padding: 30px 24px 27px 74px; }
  .provider-list li { align-items: flex-start; flex-direction: column; gap: 3px; }
}

@media (max-width: 900px) {
  .content-grid, .page-band-grid { grid-template-columns: 1fr; gap: 40px; }
  .info-panel { position: static; }
  .checklist-grid, .decision-grid { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
  .page-hero { padding: 52px 0 55px; }
  .page-hero h1 { font-size: 48px; }
  .page-hero .lede { font-size: 16px; }
  .page-hero-actions { flex-direction: column; }
  .page-hero-actions .btn { width: 100%; }
  .page-band h2 { font-size: 42px; }
  .page-cta .container { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 1120px) {
  .nav-links { gap: 15px; }
  .nav-links a { font-size: 12px; }
  .hero-grid { gap: 38px; }
  .hero h1 { font-size: 60px; }
}

@media (max-width: 900px) {
  html { scroll-padding-top: 160px; }
  body { padding-top: 160px; }
  .navbar { height: 160px; padding: 7px 0; }
  .nav-inner { height: 144px; }
  .logo, .logo img { width: 144px; height: 144px; flex-basis: 144px; }
  .mobile-toggle { display: block; }
  .nav-links { position: fixed; top: 160px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 13px 24px 25px; background: #071526; border-top: 1px solid rgba(255,255,255,.1); box-shadow: 0 20px 30px rgba(0,0,0,.28); }
  .nav-links.open { display: flex; }
  .nav-links li { width: 100%; }
  .nav-links a { display: block; padding: 12px 5px; font-size: 14px; }
  .nav-links .nav-cta { justify-content: center; margin-top: 8px; padding: 14px; }
  .hero { padding: 66px 0 70px; }
  .hero-grid, .split-heading, .compare-grid, .faq-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 42px; }
  .hero-copy { max-width: 740px; }
  .fit-card { max-width: 640px; }
  .proof-grid { grid-template-columns: 1fr 1fr; }
  .proof-grid > div:nth-child(3) { border-left: 1px solid rgba(7,21,38,.18); border-top: 1px solid rgba(7,21,38,.18); }
  .proof-grid > div:nth-child(4) { border-top: 1px solid rgba(7,21,38,.18); }
  .split-heading { gap: 18px; }
  .audience-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 22px; }
  .step { display: grid; grid-template-columns: 66px 1fr; column-gap: 22px; padding: 0; }
  .step h3 { margin: 7px 0 2px; }
  .step p { grid-column: 2; }
  .step-line { display: none; }
  .process-callout { grid-template-columns: 50px 1fr; }
  .process-callout a { grid-column: 2; }
  .pricing-grid { grid-template-columns: 1fr; max-width: 650px; margin-inline: auto; gap: 24px; }
  .price-card.featured { margin: 0; }
  .price-head p { min-height: 0; }
  .compare-grid { gap: 42px; }
  .faq-grid { gap: 40px; }
  .faq .section-heading { position: static; }
  .final-cta-inner { align-items: flex-start; flex-direction: column; }
  .footer-main { grid-template-columns: 1.3fr 1fr 1fr; }
  .footer-contact { grid-column: 1 / -1; }
  .state-links { grid-template-columns: repeat(5, 1fr); }
}

@media (max-width: 620px) {
  html { scroll-padding-top: 128px; }
  body { padding-top: 128px; padding-bottom: 74px; }
  .container { width: min(100% - 32px, 1200px); }
  .navbar { height: 128px; padding: 5px 0; }
  .nav-inner { height: 116px; }
  .logo, .logo img { width: 116px; height: 116px; flex-basis: 116px; }
  .nav-links { top: 128px; }
  .hero { min-height: auto; padding: 49px 0 58px; }
  .preview-pill { font-size: 9px; }
  .hero h1 { font-size: clamp(45px, 14vw, 59px); }
  .hero-lede { font-size: 16px; line-height: 1.65; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .hero-trust { display: grid; gap: 10px; }
  .fit-card { padding: 25px 21px; }
  .proof-grid { grid-template-columns: 1fr; }
  .proof-grid > div, .proof-grid > div:nth-child(3) { min-height: auto; border: 0; border-top: 1px solid rgba(7,21,38,.17); }
  .proof-grid > div:first-child { border-left: 0; border-top: 0; }
  .section { padding: 74px 0; }
  .section-heading { margin-bottom: 34px; }
  .section-heading h2, .compare-copy h2, .final-cta h2 { font-size: 43px; }
  .audience-card { padding: 29px 24px; }
  .process-callout { grid-template-columns: 1fr; }
  .process-callout a { grid-column: 1; }
  .price-card { padding: 34px 23px 25px; }
  .compare-row { grid-template-columns: 1fr; padding: 16px 19px; }
  .compare-head { display: none; }
  .compare-row strong { margin-top: 2px; }
  .final-cta { padding: 68px 0; }
  .footer-main { grid-template-columns: 1fr 1fr; gap: 40px 25px; }
  .footer-brand, .footer-contact { grid-column: 1 / -1; }
  .footer-bottom { flex-direction: column; }
  .state-title { align-items: flex-start; flex-direction: column; gap: 6px; }
  .state-links { grid-template-columns: repeat(3, 1fr); }
  .mobile-buybar { position: fixed; z-index: 1100; left: 10px; right: 10px; bottom: 9px; display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 10px 10px 10px 15px; color: #fff; background: rgba(7,21,38,.97); border: 1px solid rgba(255,255,255,.13); border-radius: 14px; box-shadow: 0 16px 45px rgba(0,0,0,.35); backdrop-filter: blur(12px); }
  .mobile-buybar strong, .mobile-buybar span { display: block; }
  .mobile-buybar strong { font-size: 12px; }
  .mobile-buybar span { color: #aebed0; font-size: 9px; }
  .mobile-buybar a { padding: 10px 14px; color: #071526; background: var(--gold); border-radius: 9px; font-size: 11px; font-weight: 900; text-decoration: none; white-space: nowrap; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}


/* Live-site compatibility layer: keeps the established header/logo size and static SEO footer. */
.navbar > .container { height: 220px; display: flex; align-items: center; justify-content: space-between; }
.footer { color: #9fb0c3; background: #040e1a; }
.footer .footer-main { display: block; padding: 64px 0 52px; background: transparent; }
.footer .footer-cols { display: grid; grid-template-columns: 1.35fr .75fr .75fr 1fr; gap: 56px; }
.footer .footer-logo { color: #fff; font-size: 19px; font-weight: 800; }
.footer .footer-tagline { max-width: 290px; color: #9fb0c3; font-size: 13px; }
.footer .footer-heading { margin: 7px 0 17px; color: #fff; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; }
.footer .footer-list { margin: 0; padding: 0; list-style: none; }
.footer .footer-list a, .footer .footer-email { display: block; margin: 9px 0; color: #9fb0c3; font-size: 13px; text-decoration: none; }
.footer .footer-email { color: #73adff; }
.footer .footer-states-section { padding: 30px 0; background: #071526; border-block: 1px solid rgba(255,255,255,.08); }
.footer .footer-states-grid { display: grid; grid-template-columns: repeat(10,minmax(0,1fr)); gap: 4px 14px; }
.footer .footer-states-grid a { display: block; margin: 0; padding: 5px 0; color: #9fb0c3; font-size: 11px; text-decoration: none; }
.footer .footer-bottom-bar { background: #020912; }
.footer .footer-bottom-bar .container { display: flex; justify-content: space-between; gap: 24px; align-items: center; padding-top: 20px; padding-bottom: 20px; }
.footer .footer-bottom-links { display: flex; gap: 20px; }
.footer .footer-bottom-links a { display: inline; margin: 0; }

.state-hero { position: relative; overflow: hidden; padding: 68px 0 78px; color: #fff; background: radial-gradient(circle at 78% 10%,rgba(22,119,232,.28),transparent 32%),linear-gradient(118deg,#071526 0%,#0b2440 100%); }
.state-hero h1 { max-width: 900px; margin: 15px 0 14px; font: 800 clamp(44px,5vw,70px)/.98 "Barlow Condensed",Inter,sans-serif; letter-spacing: -.025em; text-transform: uppercase; }
.state-hero p:not(.eyebrow) { max-width: 800px; margin: 0; color: #c8d7e8; font-size: 17px; }
.state-body { padding: 76px 0 88px; background: #fff; }
.state-article > p:first-child { margin-top: 0; padding: 24px 28px; color: #31435a; background: #f4f7fa; border-left: 4px solid var(--gold); border-radius: 0 13px 13px 0; font-size: 16px; }
.state-article h2 { scroll-margin-top: 260px; margin: 52px 0 14px; color: var(--navy); font: 800 clamp(27px,3vw,36px)/1.05 "Barlow Condensed",Inter,sans-serif; letter-spacing: -.015em; text-transform: uppercase; }
.state-article h3 { color: var(--navy); }
.state-article p { color: #52647a; line-height: 1.8; }
.state-article .reason-card h3,
.state-article .timeline-card h3 { color: #fff; text-shadow: 0 1px 2px rgba(0,0,0,.35); }
.state-article .reason-card p,
.state-article .timeline-card p { color: #dce9f6; font-weight: 500; text-shadow: 0 1px 1px rgba(0,0,0,.22); }
.state-article a { color: var(--blue-dark); font-weight: 650; }
.agency-card,.resource-card { margin: 20px 0 28px; padding: 25px 28px; background: linear-gradient(135deg,#eef6ff,#f8fbff); border: 1px solid #cddff2; border-left: 5px solid var(--blue); border-radius: 14px; }
.agency-card p,.resource-card p,.resource-card li { margin: 5px 0; color: #3f536b; }
.requirement { counter-increment: requirement; position: relative; display: block; grid-template-columns: none; min-height: 115px; padding: 24px 28px 23px 88px; background: #f7f9fc; border: 1px solid #dce4ed; border-radius: 14px; }
.requirement::before { content: none; display: none; }
.requirement .step-number { position: absolute; left: 24px; top: 24px; width: 42px; height: 42px; display: grid; place-items: center; color: #071526; background: var(--gold); border-radius: 50%; font-weight: 900; }
.requirement h3 { margin: 0 0 5px; }
.requirement p { margin: 0; font-size: 13px; }
.timeline-icon { margin-bottom: 8px; font-size: 23px; }
.state-sidebar { position: sticky; top: 260px; }
.state-sidebar .state-side-cta { margin-top: 18px; background: linear-gradient(145deg,#eaf4ff,#fff); }
.state-sidebar .state-side-cta p { color: #5d6e82; font-size: 13px; }
.state-offer { margin-top: 54px; padding: 0; color: #fff; background: transparent; }
.state-offer .container { width: 100%; }
.state-offer .urgency-box { padding: 34px; color: #fff; background: linear-gradient(120deg,var(--blue-dark),var(--blue)); border-radius: 16px; }
.state-offer h2 { margin-top: 0; color: #fff; }
.state-offer p { color: #d9ebff; }
.state-offer .urgency-icon { display: none; }

@media (max-width: 1120px) {
  .nav-links { gap: 14px; }
  .nav-links a { font-size: 12px; }
  .footer .footer-states-grid { grid-template-columns: repeat(5,minmax(0,1fr)); }
}
@media (max-width: 900px) {
  html { scroll-padding-top: 98px; }
  body { padding-top: 98px; }
  .navbar { height: 98px; padding: 5px 0; }
  .navbar > .container { height: 88px; }
  .navbar .logo,.navbar .logo img { width: 88px!important; height: 88px!important; flex-basis: 88px; }
  .mobile-toggle { display: grid; place-items: center; color: #fff; font-size: 24px; cursor: pointer; }
  .nav-links { position: fixed; inset: 98px 0 auto; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 12px 24px 24px; background: #071526; border-bottom: 2px solid var(--gold); }
  .nav-links.open { display: flex; }
  .nav-links a { display: block; padding: 12px 4px; font-size: 14px; }
  .state-hero { padding: 52px 0 62px; }
  .state-sidebar { position: static; }
  .footer .footer-cols { grid-template-columns: 1.3fr 1fr 1fr; }
  .footer .footer-col:last-child { grid-column: 1/-1; }
}
@media (max-width: 620px) {
  .container { width: min(100% - 30px,1200px); }
  .state-hero h1 { font-size: clamp(40px,13vw,56px); }
  .state-body { padding: 58px 0 76px; }
  .state-article h2 { scroll-margin-top: 118px; }
  .footer .footer-cols { grid-template-columns: 1fr 1fr; gap: 34px 22px; }
  .footer .footer-col--brand,.footer .footer-col:last-child { grid-column: 1/-1; }
  .footer .footer-states-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .footer .footer-bottom-bar .container { align-items: flex-start; flex-direction: column; }
}
